Own your portfolio.
Not a login to it.
Nevaro is a local-first desktop cockpit for holdings, snapshots, dividends and ROI. Your data lives in one file on your machine — never rented back to you from someone else's cloud.
Most trackers rent you a view of your own money.
Nevaro flips it. The app is a cockpit over a file you own — not an account you log into to see numbers someone else stores.
The freest, most flexible way to run a portfolio.
Local-first is the foundation; freedom is the point. Your data drives the app — not a fixed template someone else decided. Shape it, analyse it, and own it on your terms.
Shape it your way
Compose your own cockpit — drag in the cards you care about and add columns straight from your own data. Your data shape drives the interface, not the other way around.
Analyse it your way
Describe the chart you want in plain words and Nevaro builds it from your data. Benchmark honestly — against an index or instruments from your own watchlist — and look forward, not just back.
Own it your way
One file you control, your own AI key or a local model, one-click export, and every number auditable. No accounts, no FOMO, no lock-in — ever.
Built for owners, not tenants.
Everything a real multi-broker portfolio needs, on your terms — and none of the bloat.
Your file, your rules
Your whole portfolio lives in one SQLite file on disk. Back it up, move it, inspect it — it is yours.
No one watching
No account, no analytics, no cloud sync, no engagement loops. Built to be boring by design.
Numbers that can't drift
Store what changes; everything else is derived live from the source. No second copy to forget, no formula rot.
One-click prices
Pull current prices for every position straight from Yahoo Finance — no API keys, no typing.
Eight-chart cockpit
Allocation, ROI, contribution, drawdown, top & bottom performers and monthly history — at a glance.
A real desktop app
Native builds for macOS, Windows and Linux, with signed auto-updates that never read your data.
Store what changes. Derive the rest.
One principle keeps Nevaro honest and faster than any workbook: holdings are master data, each month you snapshot only what moved, and every aggregate is computed at read time.
What turns the manifesto into product depth.
Nevaro is in active development. Live features stay honest; upcoming capabilities are marked as soon.
Generic Import Phase 2
XLSX, CSV and broker exports: auto-map, inspect, confirm, then write cleanly into your local file.
BYO-AI assisted charts soon
Describe the view you want and let Nevaro build it from your data, using your key or a local model.
Build your cockpit soon
Drag cards, add columns and let your own data shape the interface instead of accepting a fixed dashboard.
Verify, don't trust soon
Every figure should reveal the formula and exact inputs behind it. Trust becomes inspection.
Export everything soon
Your SQLite file remains the source of truth, with one-click export to JSON, CSV and Excel.
German tax support soon
Vorabpauschale, Teilfreistellung and Verlusttöpfe should be handled explicitly, not hidden in generic assumptions.
Multi-account reality soon
Trade Republic + Scalable + an old ING Sparplan + Bitpanda + a 401k + property — every account in one honest view. Account is a first-class entity, not a bolt-on.
Benchmark, honestly soon
Compare against MSCI World, the S&P 500, or instruments from your own watchlist (VWCE? AAPL?) — with Time-Weighted vs Internal Rate of Return shown and explained. No black-box single number.
Goals, not just history soon
Beyond "what's it worth today?" — Monte-Carlo your next 20 years, plan with the 4%-rule, and track progress: "73% to €500k by 45 — on track, needs +€180/mo."
Decision journal soon
Attach the why to every trade. Months later, see whether the thesis held — and let AI distil a Lessons-Learned briefing from your own decisions. The lever to becoming a better investor.
Learn while you track soon
Hover any term — TER, Vorabpauschale, drawdown, TWR — for a plain-language explainer. Beginners learn while they track; experts hide the layer entirely.
There's nowhere to upload to.
No telemetry, no account, no cloud sync. Nevaro is an app over your local data file. If AI features arrive, they are opt-in — a local model, or your own key. Raw data never leaves by default.
Keep it yours.
Stable macOS and Windows builds are available now from Nevaro's download domain. Linux is being republished by the platform matrix and will be enabled once its R2 object is live.
Beim ersten Start auf macOS: Rechtsklick → Öffnen. Updates danach laufen automatisch; der Hinweis ist nur beim ersten Start relevant.